Who we are
Strength. Expertise. Commitment.
MassMutual is a leading provider of stable value investments with a strong legacy of delivering on our commitments through multiple economic cycles. Our guarantees are backed by our enduring financial strength and decades long history and expertise providing capital preservation solutions. We earn the trust, confidence and loyalty of our clients by our commitment to excellence in serving their needs.
Financial Strength Ratings2
Financial Strength Ratings2
As a mutual company with financial strength ratings that are among the highest in the industry, we are positioned to serve the long-term interests of our stable value customers and policyholders.
| Rating Agency | Rating | Outlook |
|---|---|---|
| A.M. Best Company |
A++ |
Stable |
|
Fitch Ratings |
AA+ |
Stable |
|
Moody's Investors Service |
Aa3 |
Stable |
|
S&P Global Ratings |
AA+ |
Stable |
2025
By the numbers
#102
on the Fortune 500© list3
$2.9B
in policyowner dividends4
$584B
assets under management5
$34.4B
in total adjusted capital6
Stable Value product information
As a leader in stable value, we offer a robust suite of guaranteed, separate account, synthetic and commingled solutions customized to meet the needs of advisers, consultants, intermediaries, stable value managers and plan sponsors.
Our solutions span all plan types including:
- 401(k)
- 403(b)
- Executive Benefits
- 457 government plans
- College savings plans
- Health Savings Accounts
Download product and other information
- Our SVI Adv Segment Sales Team (PDF)
- Our SVI Adv Segment Sales and Service Team (PDF)
- GIA I Crediting Rate Fact Sheet (PDF)
- GIA II Crediting Rate Fact Sheet (PDF)
- GIA for DB Crediting Rate Fact Sheet (PDF)
- Stable Value Offerings Overview for DC Plans (PDF)
- Stable Value Core Profile (PDF)
- Our Investment Philosophy (PDF)
A proud sponsor
A leading employer
Fortune
World’s Most Admired Companies2
The Boston Globe
Top Places to Work in Massachusetts
Boston Business Journal
A Most Charitable Company
What's New
Contact Us
Want to learn more? Contact The MassMutual Stable Value Investments advisor segment team today.
1 Contracts are issued by Massachusetts Mutual Life Insurance Company (“MassMutual”) Springfield MA 01111-0001. MassMutual Stable Value Investments is the marketing name of a MassMutual business.
2 Ratings apply to Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings are as of 8/1/2026 and are subject to change.
3 From FORTUNE. ©2026 FORTUNE Media IP Limited. All rights reserved. FORTUNE 500 (June 2025) is a registered trademark of FORTUNE Media IP Limited and is used under license. FORTUNE and FORTUNE Media IP Limited are not affiliated with, and do not endorse products or services of, MassMutual.
4 Dividends are determined annually, are subject to change, and are not guaranteed.
5 Assets Under Management (AUM) include assets and certain external investment funds managed by MassMutual subsidiaries, including Barings and MassMutual Ascend as of December 31, 2025.
6 These are consolidated statutory results of Massachusetts Mutual Life Insurance Company and its U.S.-domiciled life insurance subsidiaries: C.M. Life Insurance Company, MML Bay State Life Insurance Company, and MassMutual Ascend, as well as key subsidiaries, as of December 31, 2025. Source: 2025 Consolidated Statutory Financial Statements.