Pension Risk Transfer

At MassMutual, we offer plan sponsors and pension plan professionals confidence by helping ensure their fiduciary duties and pension obligations are satisfied. As a mutual company run for the benefit of its participating policyholders, we offer confidence through our enduring financial strength, our annuity solutions expertise, and our passion for helping people secure their future and protect the ones they love.

As one of the largest mutual companies in the group annuity pension risk transfer services market (PRT), we are afforded a long term and strategic approach to our business. Paired with our leading financial strength and commitment to the PRT market, we continually invest in our products and our people.

Since 1851, our focus on the long-term has helped us provide financial security to millions of people and for more than 40 years, we’ve extended that focus and annuity expertise through our PRT offerings.

As part of our passion for helping people, we choose to maintain proprietary administrative services. We believe owning our administrative processes helps us ensure we can offer competitive and customizable solutions paired with exceptional annuitant experiences.

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About Pension Risk Transfer

Due to the uncertainty of the costs and risks associated with administering defined benefit plans, a growing number of institutions are looking to transfer all or a portion of their pension risk to remove this long-term liability from their balance sheet and reduce the volatility of the plan’s funded status, while meeting commitments to their former employees.

MassMutual’s pension risk transfer team of professionals has an average tenure of 15 years and more than 40 years of experience helping institutions assess, mitigate, and transfer risk. We deliver a consultative, client-focused approach to transfer pension risks and manage your longevity exposure.